Owners Title Insurance
The owner’s policy assures a purchaser that the title to the property is vested in that purchaser and that it is free from all defects, liens and encumbrances except those listed as exceptions in the policy or are excluded from the scope of the policy’s coverage.
Lenders Title Insurance
The title is what gives a buyer ownership of property. As the buyer, your lender will require a clean title – free of liens for back taxes, free of easements and free from claims of other ownership.
Title Insurance Refinances
When you are refinancing you can save on title insurance with reissue rates. Reissue rates are discounts off the standard premiums charged on title insurance policies.
Title Insurance New Construction
New Construction properties need title insurance too.